These Terms of Service ("Terms") govern your access to and use of LEADR (the "Service"), operated by Ignacius Holdings LLC ("we," "us," or "our"). By creating an account or using the Service you agree to these Terms. If you do not agree, do not use the Service.
References to "you" or "your" mean the individual accessing the Service.
The following terms have the meanings set out below whenever they appear in these Terms:
LEADR is a financial research and analytics platform. It gives you access to aggregated market data, screening tools, short interest data, macroeconomic indicators, and valuation models. Additional data sources and tools described elsewhere on leadrlabs.com, including options-flow analytics and strategy backtesting, are still in development and are not yet live in the Service; the product interface indicates, feature by feature, whether a given data source or tool is active or pending.
The Service is informational only. Nothing on leadrlabs.com (including any data, chart, screen result, alert, AI-generated narrative, backtested result, or any other output) constitutes investment advice, a recommendation to buy or sell any security, an offer or solicitation to engage in any investment transaction, or a recommendation to follow any particular investment strategy. Ignacius Holdings LLC is not a registered investment adviser, broker-dealer, or financial planner, and does not act in a fiduciary capacity toward any user.
Past performance of any strategy, ticker, or indicator shown in the Service does not predict or guarantee future results. You are solely responsible for your own investment decisions and any losses that result from them.
We aggregate data from third-party sources and make no warranty that any data displayed is accurate, complete, timely, or free from errors. Always verify material information independently before acting on it.
For a full description of the risks involved in using the Service to inform an investment decision, see our Risk Disclosure.
Subject to your compliance with these Terms and (for paid features) your active Subscription, Ignacius Holdings LLC grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial investment research, except as expressly permitted under a Developer API plan or a separate written agreement with Ignacius Holdings LLC, which may authorize commercial or institutional use on the terms set out in that plan or agreement.
This license does not include the right to: (a) reproduce, distribute, or publicly display any Content; (b) create derivative works based on the Service or its Content; (c) sublicense, sell, or otherwise transfer access to the Service; or (d) use the Service to build any competing product or service. All rights not expressly granted here are reserved by Ignacius Holdings LLC.
You must be at least 18 years old to use the Service. By accepting these Terms you represent that you meet this requirement and that you have the legal capacity to enter a binding agreement.
The Service is available to individuals only, except as expressly permitted under a Developer API Subscription or a separate written agreement with Ignacius Holdings LLC authorizing institutional or commercial use. Institutional or commercial redistribution of data always requires a separate written agreement with Ignacius Holdings LLC.
Account creation and authentication are handled by Clerk, Inc. You are responsible for maintaining the security of your credentials and for all activity that occurs under your account. Notify us immediately at hello@leadrlabs.com if you suspect unauthorized access.
We reserve the right to suspend or terminate accounts that violate these Terms, that we reasonably believe are being used to scrape or redistribute data, or that create legal or security risk for us or other users.
LEADR offers a Free tier and three paid Subscription plans:
Each paid tier also offers an annual billing option at a lower effective monthly rate: Retail Pro is $708/year ($59/month equivalent), and Trader Elite is $1,548/year ($129/month equivalent, including the 7-day free trial). Annual Subscriptions renew automatically at the annual rate unless cancelled before the renewal date.
All payments are processed by Whop Inc., which acts as a payment facilitator and not as the merchant or seller of record; Ignacius Holdings LLC remains the seller of the Subscription. By subscribing you authorize us to charge your payment method on a recurring basis at the rate applicable to your selected plan. Prices are listed in USD and exclude applicable taxes. Subscriptions renew automatically at the end of each billing period unless you cancel before the renewal date.
Cancellation. You may cancel your Subscription at any time from your account settings. Cancellation takes effect at the end of the current billing period; you retain access to paid features through that date. We do not issue prorated refunds for the remaining portion of a cancelled monthly period.
Refunds. All Subscription payments (monthly and annual) are non-refundable, including for partially used billing periods, except as provided in Section 15 (Force Majeure). Because the Free tier lets you evaluate the Service at no cost before you pay, we do not provide refunds once a paid billing period has begun. This does not limit any non-waivable refund or withdrawal right you may have under the mandatory consumer-protection law of your jurisdiction (for example, the statutory withdrawal right available to certain consumers in the EEA or UK). Where such a right applies, contact us at hello@leadrlabs.com with your account email and we will honor it.
Price changes. We may change Subscription prices. We will give existing subscribers at least 30 days' written notice before a price increase takes effect, stating the new price, the date it takes effect, and how to cancel. You may cancel your Subscription before that date to avoid being charged the new rate; if you do not cancel, the new price applies to renewals on or after that date. This Section 6 governs price-change notice; Section 19's 14-day material-change notice does not separately apply to a price change covered by this paragraph.
Failed payments. If a charge fails, we may retry the payment and/or downgrade or suspend your account until payment is resolved.
Free tier. The Free tier is provided at no charge and may be modified, restricted, or discontinued at any time without notice or liability.
You agree not to:
We may monitor usage patterns to detect abuse and enforce these restrictions. Violations may result in immediate account termination without refund.
The Service (including its interface, codebase, brand assets, and proprietary analytical models) is owned by Ignacius Holdings LLC and protected by applicable intellectual property law. These Terms do not transfer any ownership interest to you.
Market data displayed in the Service is aggregated from third-party sources and may be subject to those sources' own licensing terms. You may use data outputs for your personal investment research. Except as expressly permitted under a Developer API plan or a separate written agreement with Ignacius Holdings LLC, you may not republish, sell, or incorporate them into any commercial product.
User Content remains yours. You grant us a limited license to store, process, and display that User Content solely to provide the Service to you. We do not use your User Content itself to train AI models or for any purpose beyond operating the Service — Section 9 below is the sole, narrower exception, and only for aggregate or de-identified data derived from it, not User Content itself.
Third-party data restrictions. Some market data in the Service is licensed to us by third-party providers whose terms restrict how that data may be used, displayed, stored, or redistributed. You agree that your use of any data obtained from the Service — including data you export, download, or receive through an API — is subject to those providers' restrictions as we communicate them to you, and that you will not redistribute, resell, or make that data publicly available except as expressly permitted under a Developer API plan or separate written agreement with Ignacius Holdings LLC. We may modify, restrict, or discontinue any data set, export feature, or API endpoint to comply with a provider's terms.
Feedback. If you send us feedback, suggestions, feature requests, or ideas about the Service, our business, or any product or service we offer or might offer — however and wherever you submit them, including by email, in-app message, support chat, social media, or any other channel — you grant Ignacius Holdings LLC a perpetual, irrevocable, worldwide, royalty-free, fully paid, sublicensable, and transferable license to use, modify, and incorporate that feedback into the Service or any other product, without payment, attribution, or further obligation to you. You represent that any feedback you submit is your own and that you have the right to grant this license, and you agree that you are submitting it voluntarily and not in confidence, and that no confidential or fiduciary relationship is created by your submission.
Aggregate and de-identified data. Notwithstanding Section 8's general restriction on User Content, and subject to the limits below, Ignacius Holdings LLC may generate, use, and share aggregated or de-identified data derived from use of the Service (for example, aggregate feature-usage statistics, aggregate scoring/indicator performance across all users, or aggregate trends that do not identify you or any other individual) for any lawful business purpose, including operating, benchmarking, and improving the Service, developing new features or products, and marketing. Data is "de-identified" for purposes of this section only if it meets the standard, and is handled under the commitments, stated in Section 2 of our Privacy Policy.
Limits. This right reaches only aggregated or de-identified derivatives of Service usage — never your individually identifiable User Content itself, which Section 8 continues to protect. And where the Privacy Policy makes a specific, more restrictive commitment about a particular category of data (for example, support-chat transcripts, which the Privacy Policy promises are never used to train any model), that specific commitment controls over this general section for that category. This section does not grant Ignacius Holdings LLC any right to use your personal information beyond what the Privacy Policy permits.
From time to time the Service may offer features labeled "Beta," "Preview," "Early Access," or similar, or may indicate that a data source or tool is still in development. These features are provided strictly on an "as is" and "as available" basis, are not covered by any uptime or accuracy commitment that applies to generally available features, may contain bugs or produce incomplete or incorrect output, and may be changed, limited, or discontinued at any time without notice or liability. We may also limit who can access a beta feature or require separate acknowledgment before you can use it. Do not rely on a beta or in-development feature for any decision where reliability matters.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED BY THE LEADR PARTIES (AS DEFINED IN SECTION 13) "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY OF DATA, OR ANY WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.
We do not warrant that the Service will be uninterrupted, error-free, or free from data gaps or delays. Market data is delivered with varying latency depending on source and plan tier.
TO THE EXTENT THE SERVICE DISPLAYS ANY BACKTESTED OR SIMULATED STRATEGY RESULTS, THOSE RESULTS ARE HYPOTHETICAL. They do not represent actual trading results and do not account for slippage, commissions, liquidity constraints, or the psychological factors that affect real trading. Hypothetical results have inherent limitations and may differ substantially from actual results.
AI-GENERATED CONTENT (including pre-market briefs, analytical narratives, and any summary text) is generated by automated systems and may contain errors, omissions, or outdated information. Do not rely on AI-generated content as a sole basis for any investment decision.
Some jurisdictions do not allow the exclusion of implied warranties or the limitation of a consumer's statutory rights, so some or all of the above exclusions may not apply to you. Nothing in this Section limits any warranty or right that cannot be excluded or limited under the mandatory consumer-protection law of your jurisdiction.
See our Risk Disclosure for the full-length version of the disclaimers in this section.
The Service relies on and integrates with third-party providers — including Clerk, Inc. (authentication), Whop Inc. (billing), and licensed market-data vendors — and may link to third-party websites. We do not control, and are not responsible for, the availability, content, accuracy, terms of service, or privacy practices of any third-party service or website, including any outage, data delay, or error originating at a third-party provider that affects the Service. Your use of any third-party service linked from or integrated with LEADR is subject to that provider's own terms, and is at your own risk.
In these Terms, "LEADR Parties" means Ignacius Holdings LLC and its parent, subsidiaries, and affiliates, and each of their respective members, officers, directors, employees, agents, and licensors and third-party data providers — including for Sections 11, 14, and 21, which use the term as defined here.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE LEADR PARTIES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, LOST DATA, OR INVESTMENT LOSSES) ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF THE LEADR PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE LEADR PARTIES' TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SERVICE, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, WARRANTY, STATUTE, OR ANY OTHER THEORY, AND REGARDLESS OF THE NUMBER OF CLAIMS, SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE FIRST SUCH CLAIM OR (B) USD $100.
Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions the LEADR Parties' liability is limited to the fullest extent permitted by law.
The exclusions and limitations in this Section 13 do not apply to liability arising from a LEADR Party's fraud, gross negligence, or willful misconduct, or to any liability, damages, or remedies that cannot be excluded or limited under applicable law, including any non-waivable statutory remedy available to you as a consumer. Nothing in these Terms waives, or requires you to waive, any right or remedy under a consumer-protection statute that prohibits such a waiver.
You agree to indemnify, defend, and hold harmless the LEADR Parties from any THIRD-PARTY claim, liability, loss, damage, or expense (including reasonable attorneys' fees) arising from: (a) your violation of these Terms; (b) your violation of any applicable law or any third party's rights; or (c) your User Content. This Section does not apply to (i) any claim or defense arising from a LEADR Party's own negligence, gross negligence, fraud, or willful misconduct, or (ii) any claim you bring against us. Nothing in this Section requires you to pay our attorneys' fees in any dispute between you and us.
Ignacius Holdings LLC is not liable for any failure or delay in performance to the extent caused by circumstances beyond our reasonable control, including acts of God, natural disaster, war, terrorism, civil unrest, government action, labor dispute, internet or telecommunications failure, power outage, or a failure, outage, or change by a third-party data provider, cloud host, or payment processor the Service depends on.
If an event described in this Section prevents delivery of a material portion of the Service for more than 15 consecutive days, you may terminate your Subscription and receive a pro-rata refund of fees paid for the unused remainder of the then-current billing period, notwithstanding Section 6's non-refundability terms. That refund is your sole and exclusive remedy for the event.
Either party may terminate these Terms at any time. You may close your account from your account settings at any time; no further charges will be made after your current billing period ends. We may suspend or terminate your access immediately if you violate these Terms, if we reasonably suspect fraud or abuse, or if we discontinue the Service.
On termination, your right to access the Service ends and we may delete your User Content after a 30-day grace period. Sections covering definitions, the nature-of-the-Service and no-investment-advice disclaimers in Section 2, the license restrictions in Section 3, acceptable use, Section 6's cancellation and non-refundability terms together with any payment obligation that accrued before termination, intellectual property, feedback and aggregate data rights, disclaimers, third-party services, limitation of liability, indemnification, force majeure, dispute resolution, electronic communications, export control, assignment and no third-party beneficiaries, notices, and severability and entire agreement survive termination. In addition, any right, obligation, or liability of either party that accrued before termination survives termination, and termination does not waive any breach that occurred before it.
PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU AND US TO RESOLVE MOST DISPUTES BY INDIVIDUAL BINDING ARBITRATION RATHER THAN IN COURT, AND IT WAIVES YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR CLASS ARBITRATION. YOU MAY OPT OUT OF THIS SECTION WITHIN 30 DAYS — SEE "RIGHT TO OPT OUT" BELOW.
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. This arbitration agreement evidences a transaction involving interstate commerce and is governed by the Federal Arbitration Act, 9 U.S.C. §§ 1 et seq., notwithstanding the Delaware choice-of-law sentence above; Delaware law governs all other aspects of these Terms.
Any dispute arising from these Terms or your use of the Service that cannot be resolved informally shall be submitted to binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules then in effect (the "AAA Consumer Rules"), available at adr.org. We will pay all AAA filing, administrative, and arbitrator fees in excess of the consumer filing fee specified in the AAA Consumer Rules. The arbitration will be conducted in English. Unless you and we agree otherwise, any in-person hearing will be held in the county of your residence, and either party may elect to proceed by document submission or by telephone or videoconference where the AAA Consumer Rules permit. Each party otherwise bears its own attorneys' fees unless the arbitrator awards otherwise. The arbitrator, and not any federal, state, or local court or agency, has exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement, including any claim that all or any part of it is void or voidable — except that a court has exclusive authority to decide any dispute about the enforceability of the class-action and class-arbitration waiver below.
Class actions and class arbitrations are waived to the extent permitted by law. Nothing in this Section prevents you from seeking public injunctive relief to the extent that right is not waivable under applicable law; a claim for public injunctive relief is severed from arbitration and stayed pending the outcome of any arbitrable claims, and is heard in the courts identified in the Court proceedings paragraph below. If the waiver of class actions and class arbitrations in this Section is held unenforceable as to any claim, that claim is severed from arbitration and litigated in those courts; the remainder of this Section continues to apply to all other claims. Notwithstanding Section 22, the waiver of class actions and class arbitrations is not itself severable from the agreement to arbitrate — if that waiver is held unenforceable in its entirety, the agreement to arbitrate is void in its entirety.
Mass filings. If 25 or more substantially similar demands for arbitration are filed against us by or with the coordinated assistance of the same counsel or organization within a 60-day period, the AAA Mass Arbitration Supplementary Rules and the associated AAA fee schedule will apply, and the parties will cooperate in good faith with any process-arbitrator determinations under those rules.
Small claims. Either party may instead bring an individual claim in small-claims court if it qualifies.
Court proceedings. For any dispute not resolved in arbitration under this Section — including a dispute as to which you have timely opted out, an action to enforce or vacate an arbitration award, and any dispute a court determines is not arbitrable — you and Ignacius Holdings LLC consent to the exclusive jurisdiction and venue of the state and federal courts located in New Castle County, Delaware, and waive any objection to those courts on grounds of personal jurisdiction, improper venue, or forum non conveniens. TO THE EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY WAIVES ANY RIGHT TO A TRIAL BY JURY IN ANY SUCH PROCEEDING. This paragraph does not apply to a claim properly filed in small-claims court in the county of your residence.
Informal resolution. Before either party initiates arbitration, that party must first send the other a written notice of dispute describing the claim and the relief sought — you to hello@leadrlabs.com, and us to the email address on your account — and must give the other party 30 days to resolve it informally. The applicable statute of limitations and any AAA filing deadline are tolled while this informal-resolution period runs. This requirement does not apply to a claim brought in small-claims court, and does not prevent either party from seeking temporary injunctive relief to protect its intellectual property or account security.
Right to opt out. You may opt out of this arbitration agreement and the class-action waiver by emailing hello@leadrlabs.com with your name, account email, and a clear statement that you wish to opt out, within 30 days of the later of (a) the date you create an account, or (b) August 7, 2026 (the effective date of this arbitration provision) — so if you already had an account before this provision took effect, your 30-day window runs from August 7, 2026, not from your original signup date. An opt-out is permanent: if you opt out, you remain opted out notwithstanding any future version of these Terms, and we will not treat your continued use of the Service as re-acceptance of this arbitration agreement unless you separately and affirmatively agree to it. Opting out does not affect any other part of these Terms and does not affect your ability to use the Service.
Any change we make to this Section 17 applies only prospectively, to disputes arising after the change takes effect; it does not apply to any claim that accrued, or to any arbitration or court proceeding that was filed, before that date.
You consent to receive notices, disclosures, and other communications from us electronically — by email, in-app notice, or by posting on leadrlabs.com — and agree that these satisfy any legal requirement that such communications be in writing. You are responsible for keeping your account email address current so you actually receive them.
Before you consent, you should understand the following. (a) Paper copies: you may request a paper copy of any communication we deliver electronically by emailing hello@leadrlabs.com; we provide the first copy at no charge. (b) Withdrawing consent: you may withdraw this consent at any time by emailing hello@leadrlabs.com from your account email. Withdrawal takes effect after we have had a reasonable period to process it, does not affect the legal validity of communications delivered before it, and — because the Service is delivered entirely online — may require us to close your Account, in which case Section 16 governs. (c) Scope: this consent covers all communications relating to your Account and the Service, including billing receipts, renewal and price-change notices, and notices of changes to these Terms. (d) System requirements: to access and retain these communications you need a device with internet access, a current version of a standard web browser, an active email account capable of receiving mail from leadrlabs.com, and the ability to save or print PDF and HTML documents. (e) Keeping your information current: update your email address in your account settings; we are not responsible for a communication you do not receive because your account email is out of date.
We may update these Terms from time to time. When we make material changes we will update the effective date above and, where reasonably practicable, notify you by email or in-app notice at least 14 days before changes take effect for existing users. Continued use of the Service after the updated Terms take effect constitutes your acceptance of the revised Terms.
You may not access or use the Service if you are located in, under the control of, or a national or resident of any country or region subject to comprehensive U.S. trade sanctions, or if you are listed on any U.S. government restricted-party list (including the U.S. Treasury's Specially Designated Nationals list). You represent that you are not subject to any such restriction.
You may not assign or transfer these Terms, or any right or obligation under them, without our prior written consent. Ignacius Holdings LLC may assign or transfer these Terms, in whole or in part, without your consent, including in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of our assets.
These Terms are for the benefit of you and Ignacius Holdings LLC only and do not create any right or benefit enforceable by any third party, except that (a) each LEADR Party (as defined in Section 13) is an intended third-party beneficiary of, and may directly enforce, Sections 11, 13, and 14, and (b) our third-party data providers are intended beneficiaries of the third-party data restrictions in Section 8 and may enforce those restrictions directly.
If any provision of these Terms is found unenforceable by a court of competent jurisdiction, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
These Terms, together with our Privacy Policy, our Risk Disclosure, and any order forms or Subscription confirmations, constitute the entire agreement between you and Ignacius Holdings LLC regarding the Service and supersede all prior agreements, representations, and understandings. No waiver of any provision of these Terms will be effective unless in writing and signed by Ignacius Holdings LLC. On matters of contract — license, billing, liability caps, and arbitration — these Terms control if there is ever a genuine conflict with the Risk Disclosure; on matters of investment risk, the Risk Disclosure controls, as it states. On matters of the collection, use, disclosure, retention, and deletion of personal data, the Privacy Policy controls if there is ever a genuine conflict with these Terms.
Notices we give you are effective when sent to the email address associated with your Account or posted in the Service, in accordance with Section 18. Notices you give us — including an arbitration opt-out under Section 17, a demand for informal resolution, or any notice these Terms require in writing — must be sent to hello@leadrlabs.com and are effective on the date you send them, not on any later date we acknowledge or respond to them. As a courtesy, we aim to acknowledge a Section 17 opt-out within 10 business days; if you do not receive an acknowledgment within that time, resend the notice or contact us to confirm receipt, but your opt-out is effective from your original email regardless.
Questions about these Terms? Reach us at hello@leadrlabs.com. A postal mailing address is available on request by email.